The Face of Custom Construction Financing: Trisha McConkey, Associated Bank

After 15 years of serving the financing needs of her clients, Trisha McConkey is the lender of choice in St. Louis’ custom home building market. Her success can be summarized into three core contributing factors: products, processes, and partnerships. Clients choose to build because it allows customization based on their specific needs. Similarly, Trisha tailors her products to fit the specific financial needs of her clients, including options of a one-time close, loan-to-value to 90 percent, up-front 30-year fixed lock-in, interest-only payments during construction, no origination points, and lot/land loans with acquired equity counting towards down-payment requirements. Trisha facilitates the process from application to closing, funding to keys-in-hand, and through the entire life of the loan. Her partnerships with clients, builders, industry trades-people, and associations afford an exclusive offering that has earned Trisha multiple Mortgage Professional of the Year awards from the Home Builders Association of St. Louis.